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Buyer Seller Information
Buying and Selling Property:
A Guide to the Costs and Processes
This guide provides an overview of the costs and processes involved in buying and selling property.
Selling a Property
Costs
Bond cancellation/balance
Applicable if you have an existing bond on the property.
Municipal rates
Outstanding municipal charges for the property.
Levies (sectional title)
Applicable for apartments in a complex.
Agent commission (negotiable)
Fee paid to the real estate agent facilitating the sale.
VAT
Value-added tax, applicable in some cases.
Estate fees
Additional fees charged if selling through an estate agency.
Compliance Certificates
These certificates are essential before selling and usually require inspections by qualified professionals:
Electrical certificate
Plumbing certificate
Gas certificate (if applicable)
Beetle certificate
Electrical fence certificate (if applicable)
Information Required
From Sellers
Do you own a property?
Do you want to know the value of your property?
Do you want to sell your property?
Do you want to do Renovations?
Do you want to meet one of our agents?
Documents Required
for Selling a Property
Title deed
Proof of property ownership (if no bond exists).
Letter of authority/executor
Required for estate properties.
Marriage certificate (if applicable)
Proof of marital status.
Divorce decree (if applicable)
Proof of marital status change.
Municipal account
Latest statement from the local municipality.
Owner ID document
Proof of identity.
Bond balance (if applicable)
Outstanding balance on the existing bond.
Buying a Property
Costs
Bond cancellation/balance
Applicable if you have an existing bond on the property.
Municipal rates
Outstanding municipal charges for the property.
Levies (sectional title)
Applicable for apartments in a complex.
Agent commission (negotiable)
Fee paid to the real estate agent facilitating the sale.
Information Required
From Buyers
Do you know how much you qualify for?
Are you permanently employed?
Do you want to buy a house?
Do you want to rent a house?
Do you want to meet one of our agents?
Documents Required
for Buying a Property
3 months bank statements
Proof of financial standing.
ID document
Proof of identity.
3/6 months payslips
Proof of income (employed individuals).
Marriage certificate (if applicable)
Proof of marital status.
Divorce decree (if applicable)
Proof of marital status change.
Pre-approval certificate
Confirmation of loan pre-approval from a bank.
Documents Required
for Self-Employed Buyers
Two years financials
Financial statements for the past two years.
Letter of income from an accountant
Verification of income by a qualified professional.
6 months bank statements
Proof of financial standing.
Company registration documents
Proof of business registration.
